COGNAC

Cognac | Nouvelle-Aquitaine

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Royan Ile d'Oléron Sothebys International Realty

Presented At

€934,500

Bedrooms

Bathrooms

Living

3,348

SQM

Fireplace

High Ceiling

Office

Wine Cellar

Game Room

Garage

Garden

Terrace

River View

Panoramic / Scenic View

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COGNAC

Cognac | Nouvelle-Aquitaine

COGNAC, T 16100, Cognac, Nouvelle-Aquitaine, France. , Cognac , Nouvelle-Aquitaine

Elegant Villa With Panoramic Views Over The Charente

Royan Île d’Oléron Sotheby’s International Realty is pleased to present this stunning architect-designed villa, offering panoramic views of the Charente River and its natural surroundings, ideally located in a highly sought-after area just minutes from Cognac. Set on a plot of over 6,000 m², the property enjoys an exceptional setting. Approximately 2,500 m² of flat land feature a beautifully landscaped and flower-filled garden, while the remaining grounds, sloping down to the banks of the Charente, form a wooded area requiring no maintenance. From the moment you enter, the main house impresses with its generous volumes and natural light. The spacious cathedral-style living room, bathed in light, includes a lounge and dining area with a double-sided insert fireplace, opening onto a terrace overlooking the Charente. The separate kitchen, enhanced by a large picture window, offers an immersive view of the surrounding nature. A master suite with built-in wardrobes and en-suite bathroom, a utility room, and a guest WC complete this level. Upstairs, a large mezzanine—ideal as a lounge area, office, or playroom—leads to a second terrace with breathtaking river views, as well as two bedrooms, a bathroom, separate WC, and the possibility to create a fourth bedroom. A triple garage with workshop, directly accessible from the house, along with a wine cellar, provide additional everyday comfort. A separate 60 m² guest house completes the property. It includes a fully equipped kitchen, a living room, one bedroom, a shower room, and WC—perfect for hosting guests independently. Finally, a large outbuilding/hangar adds to the features of this exceptional estate. A rare opportunity not to be missed.

Exterior

Property

Gallery

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Property Location

COGNAC, T 16100, Cognac, Nouvelle-Aquitaine, France., Cognac Nouvelle-Aquitaine

Local Weather & Climate

Cognac, Nouvelle-Aquitaine

Current Conditions Updated recently

55 °F

Very heavy rain

Feels Like 55°F

Humidity 88%

Wind 25 mph

Visibility 6.2 mi

Sunrise 7:11 AM

Sunset 5:19 PM

5-Day Forecast

Wed 11 Feb

Rain

High 56°

Low 52°

Thu 12 Feb

Rain

High 52°

Low 48°

Fri 13 Feb

Rain

High 50°

Low 47°

Sat 14 Feb

Clouds

High 47°

Low 35°

Sun 15 Feb

Rain

High 52°

Low 34°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Cognac?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (France)

€0 Est. First Year Interest Deduction

€0 Est. Annual Tax Savings

*PTZ eligibility depends on income, location, and property type. Investment property interest is fully deductible against rental income.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for France. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on France tax year 2025 (fiscal year: January-December), rules effective from 2024. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$93,450,000

COGNAC, T 16100, Cognac, Nouvelle-Aquitaine, France.

Cognac, Nouvelle-Aquitaine

3 Beds

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Market Opinion

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Our perspective on current market conditions in Cognac. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

France offers strong property rights and legal protections for buyers

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $93,450,000 20% down ($18,690,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$8,030/day

Your home may appreciate while you sleep

$56,365/week $244,250/mo $2,931,000/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$51.4M

+$73.9M

$73.9M Potential Equity

vs $51.4M lost to rent over 10 years

$18.7M Down Payment Growth

10yr

$73.9M

8.1x

20yr

$151.9M

12.6x

30yr

$236.0M

Wealth Comparison

×562

Equivalent to 562 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $236.0M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $110.1M +18%

Market $127.3M +36%

Optimistic $146.9M +57%

$73.9M est. equity

20 Years

Conservative $129.6M +39%

Market $173.3M +85%

Optimistic $230.8M +147%

$151.9M est. equity

30 Years

Conservative $152.6M +63%

Market $236.0M +153%

Optimistic $362.7M +288%

$236.0M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does COGNAC, T 16100, Cognac, Nouvelle-Aquitaine, France have?

This house at COGNAC, T 16100, Cognac, Nouvelle-Aquitaine, France features 3 bedrooms with 3,348 square feet of living space.

What is the size of COGNAC, T 16100, Cognac, Nouvelle-Aquitaine, France?

This property offers 3,348 square feet of living space.

What is the listing price for COGNAC, T 16100, Cognac, Nouvelle-Aquitaine, France?

This property is listed at $93,450,000, which equals $27912 per square foot.

Is now a good time to buy a home in Cognac?

Based on current market indicators, Cognac shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is COGNAC, T 16100, Cognac, Nouvelle-Aquitaine, France?

This is a house located in Cognac, Nouvelle-Aquitaine. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: